Phone or Internet, We Make It Easy For You

Our "3-Step Process" speeds you through via telephone. Here’s how it works:

Step 1 – Call us and speak directly with a First Empire Funding Mortgage Loan Consultant.

Step 2 – In about 15 minutes on the phone, we can gather all of the necessary information to process your mortgage or loan application. Then, with your permission, we can access your credit report within a few minutes. Best of all, in most cases you’ll have a preliminary decision on your loan within 24 hours.

Step 3 – Once the loan is approved, your Mortgage Loan Consultant will arrange for a convenient meeting time to review and sign your mortgage package. Once you return the package, your application is complete!


Prefer to initiate your application directly from our website?

Click here to start your application process.


We’re Ready When You Are

We know how important getting a home purchase mortgage, home equity loan or home refinance loan is to you. You don’t want to wait for answers, or even have to bide your time over a weekend. That’s why First Empire Funding’s Mortgage Loan Consultants are here to take your calls and provide immediate assistance and advice at all hours of the day, including evenings and weekends.

Better yet, First Empire can give you pre-approval for your mortgage loan even before you find that dream home. Once you’re approved, you’ll know how much you can spend on a home, saving you time and energy.

With pre-approval from First Empire Funding, you’ll experience the negotiating power that comes from being positioned as a “cash buyer”: sellers will know that your offer is solid.