Getting a mortgage for your dream home may seem like an overwhelmingly complicated process, but it's really quite simple when you break it down to the following 6 steps:
1. Application
2. Contract
3. Mortgage rate lock-in
4. Appraisal
5. Mortgage processing
6. Closing

Every loan is different, and every buyer and seller's circumstances are unique, but First Empire Funding has put together this handy outline to help guide you through the process.