Once you’ve found the home you want and negotiated a price that you and the seller agree on, it's time to get your loan. We recommend that you get "pre-approved" with us before you shop, so that you can negotiate from a position of strength and look in a price range that fits your criteria. When you submit a  loan application, you can expect to complete lots of paperwork and provide information about your employment history, financial assets and liabilities, and credit. You may also be required to pay an application fee.

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